Bachelor of Commerce(Banking and Insurance)
S.Y. Admission starting from 15th May.
Number of Seats
120
Duration of Program
3 Years, 6 Semester (Degree)
4 Years, 8 Semester (Hons.)
Important Dates
Last Date to Apply : As per University Schedule
ABOUT PROGRAMME
The Bachelor of Commerce (Banking and Insurance) – BCom B&I program at KES Shroff College is designed to address the evolving needs of the banking and insurance sectors. This three-year undergraduate program offers comprehensive knowledge and practical skills in banking operations, insurance management, financial services, risk management, and regulatory frameworks. The program prepares students to excel in the dynamic fields of banking and insurance, equipping them with the expertise required to navigate and thrive in these industries.
Program Highlights:
- Comprehensive Curriculum: Covers essential topics such as banking operations, insurance management, financial services, risk management, investment banking, and regulatory compliance.
- Practical Learning: Emphasis on hands-on experience through internships, projects, workshops, and case studies to apply theoretical knowledge to real-world scenarios.
- Experienced Faculty: Learn from industry professionals and academics with extensive experience in banking and insurance.
- State-of-the-Art Facilities: Access to advanced software and tools that simulate real-world financial conditions.
- Industry Integration: Regular interactions with industry experts through seminars, guest lectures, and industry visits to keep students updated with current trends and practices.
- Skill Development: Focus on nurturing analytical thinking, quantitative skills, and financial acumen essential for success in the banking and insurance industries.
WHY THIS PROGRAMME
The BCom B&I program at KES Shroff College prepares students to meet the demands of the rapidly evolving banking and insurance industries. Here’s how our program helps students achieve the best:
- In-Demand Skills: Students graduate with a strong command of banking operations, insurance management, risk assessment, and financial analysis, making them highly attractive to employers.
- Professional Network: Industry connections and alumni network provide students with mentorship and job opportunities.
- Practical Exposure: Opportunities to engage in real-world financial scenarios and projects help students stay ahead of industry trends and contribute to innovative financial solutions.
- Global Opportunities: The comprehensive training provided opens doors to global career opportunities in diverse financial sectors.
Join the BCom B&I program at KES Shroff College to embark on a path to becoming a finance professional, equipped with the knowledge and skills to thrive in the dynamic world of banking and insurance.
PEO1 : To prepare students to make the most of the opportunities created in the field of banking and insurance
PEO2 : To provide adequate understanding about banking, insurance and other financial services among students
PEO3 : o provide exposure to operational environment in the field of banking and insurance
PO1: Gain theoretical and practical exposure in the field of Commerce, Account, Finance, Marketing, Management, Economics, Environment, Mathematics and statistics, Business Law and Business Communication.
PO2: Develop communication skills and build confidence to face the challenges of practical circumstances also enhances the capacity of decision making at personal and professional level.
PO3: Be industry ready and develop various managerial and accounting skills by strengthening their capacities in varied areas of commerce for holistic development.
PO4: Develop managerial and analytical skills to meet the challenges of the dynamic business environment, industry and economy at Local, Regional, National and Global Levels
PO5: Improve competency to make themselves eligible and employable by understanding the multidisciplinary connections that links the world economies and people
PO6: Indulge in reflective and collaborative thinking by understanding the concepts in the field of Commerce and Business.
PO7: Refrain from unethical behaviour, falsification, and manipulation of information
PO8: Create, select, and apply appropriate techniques, resources, and modern ICT tools for exploring, analysing, and using the business information
PO9: Be Self-paced and self-directed Lifelong learners aimed at personal development, skill development and reskilling in the field of Commerce
PO10: Be engaged with socio-cultural framework concerning them to understand the issues of Sustainable Development Goals
A Bachelor of Commerce (Banking and Insurance) – BCom B&I degree from KES Shroff College opens up a world of exciting career opportunities across various financial sectors. Our graduates are well-equipped with the skills and knowledge required to thrive in the fast-paced banking and insurance industries. Here are some of the career paths available to our graduates:
1. Banking Officer:
- Manage daily banking operations and customer service.
- Work with commercial banks, investment banks, and credit unions.
2. Insurance Underwriter:
- Evaluate and analyze risks to determine insurance policy terms and premiums.
- Work with insurance companies and brokerage firms.
3. Financial Analyst:
- Analyze financial data and market trends to provide investment recommendations.
- Work with banks, insurance companies, and financial advisory firms.
4. Risk Manager:
- Identify, assess, and mitigate financial risks within an organization.
- Work with banks, insurance companies, and corporate finance departments.
5. Investment Banker:
- Facilitate capital raising, mergers and acquisitions, and financial advisory services.
- Work with investment banks and financial institutions.
6. Claims Manager:
- Oversee the processing and settlement of insurance claims.
- Work with insurance companies and claims processing firms.
7. Compliance Officer:
- Ensure that banking and insurance operations comply with regulatory requirements.
- Develop and implement compliance programs and policies.
8. Wealth Manager:
- Provide personalized financial planning and investment management services.
- Work with banks, insurance companies, and wealth management firms.
9. Actuary:
- Use statistical methods to assess risk and develop insurance policies.
- Work with insurance companies, consulting firms, and government agencies.
10. Financial Planner:
- Develop comprehensive financial plans for individuals and businesses.
- Advise on investments, insurance, retirement, and estate planning.
COURSE CURRICULUM
SEMESTER 1
Major
- Principles of Banking
- Introduction to Financial Accounting
Minor
- ……
Generic/ Open Elective Courses (Any one)
- Quantitative Techniques in Mathematics & Statistics- Lower Level
- Quantitative Techniques in Mathematics & Statistics- Higher Level
Vocational and Skill Enhancement Courses
- Principles of Insurance
- Reasoning Ability
Ability Enhancement Courses (Any one)
- Professional Communication
- Foundation Course
Value Education Courses
- Business Communication
- Environment Studies I
Indian Knowledge System
- Earth sciences
- Ethics and sociological orders
Co-Curricular (Any One)
- National Service Scheme Studies – I
- National Cadet Corp Studies – I
- Department of Lifelong Learning & Extension Studies – I
- Introduction to Indian Performing Arts – I
- Yoga Education – I
- Sports and Fitness Studies – I
- Green Credit – I
SEMESTER 2
Major
- Financial Accounting in Banking and Insurance
- Practices of Life and General Insurance
Minor
- Principles of Management
Generic/ Open Elective Courses (Any one)
- Information Technology in Banking and Insurance
- Introduction to Information Technology
Vocational and Skill Enhancement Courses
- Practices in Banking
- Quantitative Aptitude
Ability Enhancement Courses (Any one)
- Group Communication
Value Education Courses
- Environment Studies II
Co-Curricular (Any One)
- National Service Scheme Studies – II
- National Cadet Corp Studies – II
- Department of Lifelong Learning & Extension Studies – II
- Introduction to Indian Performing Arts – II
- Yoga Education – II
- Sports and Fitness Studies – II
- Green Credit – II
Exit option: Award of UG Certificate in Major with 40-44 credits and an additional 4 credits core NSQF course/ Internship OR Continue with Major and Minor
SEMESTER 3
Major
- Practices of Life and General Insurance
- Financial Management
Minor
- Direct Tax – Income Tax
Generic/ Open Elective Courses (Any one)
- Overview of the Indian Constitution
- Digital Marketing
Vocational and Skill Enhancement Courses
- Business Law
Ability Enhancement Courses (Any one)
- Madhyakalin Evam Adhunik Hindi
- Marathi- I
- Gujarati- I
Field Projects
- Field Project in Banking and Insurance
Co-Curricular (Any One)
- National Service Scheme Studies – III
- National Cadet Corp Studies – III
- Department of Lifelong Learning & Extension Studies – III
- Cultural Activities (Fine/ Applied/ Visual/ Performing Arts)
- Yoga Education: Spiritual and Scientific Personality
- Sports and Fitness Studies – III
SEMESTER 4
Major
- Legal & Regulatory aspects of Banking and Insurance
- Advanced Financial Management
Minor
- Indian Economy and Financial System
Generic/ Open Elective Courses (Any one)
Students will receive a list of SWAYAM courses outside their core faculty from which they are required to complete any one course by the end of the fourth semester
Vocational and Skill Enhancement Courses
- Introduction to Research
Ability Enhancement Courses (Any one)
- Vyavharik Hindi
- Marathi- II
- Gujarati- II
Community Engagement Program
- Foundations of Community Engagement Project
Co-Curricular (Any One)
- National Service Scheme Studies – IV
- National Cadet Corp Studies – IV
- Department of Lifelong Learning & Extension Studies – IV
- Cultural Activities (Fine/ Applied/ Visual/ Performing Arts)
- Yoga Education: Science of Living and Health
- Sports and Fitness Studies – IV
Exit option: Award of UG Certificate in Major with 80-88 credits and an additional 4 credits core NSQF course/ Internship OR Continue with Major and Minor
SEMESTER 5(Non NEP)
Major
Global Business, Banking and Finance
Principles of management and Marketing
Financial Reporting and Analysis
Discipline Specific Elective (DSE) Any two from the list
Basics of Auditing
Procedures and Documentation in Banking and Insurance
Risk Management
SEMESTER 6(Non NEP)
Core Courses
Central Banking
Research Methodology and Project
Security Analysis and Portfolio Management
Human Resource Management
Discipline Specific Elective (DSE) Any two from the list
Advanced Auditing
Treasury Management
Actuarial Analysis
SEMESTER 7
Major
- ……
- …..
- …..
Minor
- …..
Generic/ Open Elective Courses (Any one)
- …..
- …..
Vocational and Skill Enhancement Courses
- …..
Ability Enhancement Courses (Any one)
- …..
- …..
- …..
Field Projects
- …..
SEMESTER 8
Major
- …..
- …..
- …..
Minor
- …..
Generic/ Open Elective Courses (Any one)
- …..
- …..
Vocational and Skill Enhancement Courses
- …..
Ability Enhancement Courses (Any one)
- …..
- …..
- …..
Community Engagement Program
- …..
HOW TO APPLY
The admission procedure usually starts in June after the results of class X/XII/Degree college are declared.
- Fill the Pre-enrollment form of the University of Mumbai through the University portal https://muadmission.samarth.edu.in/
- Choose the Autonomous option for your desired program to secure admission at KES Shroff College.
- Fill College online admission form on www.kessc.edu.in
- Upload a copy of the pre-enrollment form, HSC mark sheet/digital result, caste/reservation certificate if applicable, and E-Suvidha ticket.
- On the declaration of merit list (first then second and then third if required), pay the fees along with submission of the documents such as Undertaking regarding admission confirmation, SSC(X mark sheet), HSC, Leaving Certificate, Adhar card, scanned copy of Cheque book leaflet/bank account details and transfer certificate in case the student is from outside Maharashtra.
- For Programmes running under AICTE the MH-CET scorecard is a must.
- For further details and to know more about the college visit www.kessc.edu.in
Eligibility for FYBBI
A candidate for being eligible for admission to the Bachelor of Commerce (Banking and Insurance) degree course shall have passed XII std. examination of the Maharashtra State Board of Secondary & Higher Secondary Education or its equivalent and secured not less than 45% marks in aggregate (40% in case of reserved category) at one and the same sitting. Every candidate admitted to the degree course in the constituent/affiliated college/recognized institution, conducting the course, shall have to register himself/herself with the University.
Eligibility for SYBBI
A candidate with all papers is allowed to keep terms for admission in second year.
Eligibility for TYBBI
A candidate is allowed to keep terms in not more than two papers of previous semester, but needs to clear at least one year i.e. FY or SY.
A student shall not be allowed to keep term (ATKT) in Third Year only if he/she fails in not more than two subjects in each of semester III and semester IV of Second year. Student he/she must have passed First year semester I & II in full.
Total no. of Seats: 300
Reservation of Seats: Reservations are as per the Government policy.
Fees: As prescribed by the University of Mumbai. The details have been mentioned on the college Notice board and the College website http://www. www.kessc.edu.in
Duration of Programme: 8 Semesters spread over 4 years.
Enforcement of Attendance:
Our college is a pioneer institute in introducing the computerized attendance system. The computerized defaulters’ lists are displayed division wise regularly at the end of every month on the Students Notice Board. The students failing to fulfill the required attendance shall be DETAINED and shall not be permitted to take the Annual / Board examination. Warning letters from the Principal are sent to parents of the defaulting students. The letters are given to the concerned students by the class teachers in the classrooms. The students must hand over these warning letters to the parents. Students should note that fulfilling the attendance requirement alone will not qualify them to appear for the examination. Their academic performance should also be to the satisfaction of the principal.
General Rules & Regulations:
- Every student should obtain an ID card and show at the entry
- Students should not loiter in the corridors when the lectures are engaged
- Giving proxy attendance is a serious act of indiscipline
- Students applying for certificates/testimonials and attestation should first contact the college office
- Ragging is strictly prohibited on the college premises
- The use of mobile phones inside the college is strictly prohibited. If caught using a cell phone it is confiscated for a period of 1 year
Punitive Measures:
- Warning
- Cancellation of admission
- Refusal to grant admission in future
- Withholding or withdrawing of University exam form
- Expulsion / rustication from college
- Fine not exceeding Rs. 300
- Non-refund of fees and deposits
- Suspension for a specified period
